Reference

How bq224ws Handles Your Personal Data

At bq224ws, your personal data belongs to you — we collect only what we need to operate your account, process payments via UPI, Paytm and PhonePe, and keep…

Data TransparencyAccount SecurityIndian Privacy StandardsYour Right to AccessRetention Controls
bq224ws How bq224ws Handles Your Personal Data
PRIVACY CONTACT PATHS

Reach Our Data Team Directly

If you need to request a copy of your data, ask us to correct something, or raise a concern about how we handle your personal information, our privacy team is reachable through the channels below. We aim to acknowledge all privacy-related requests within 48 hours and resolve them fully within 30 days of receipt.

Team online

Email Privacy Desk

Write to our dedicated privacy address at [email protected] — include your registered mobile number or account email so we can locate your record and respond without delay.

Live Chat Support

Open the chat widget on bq224ws.com and select the Privacy or Data category. Our agents can log a formal data request on your behalf and confirm receipt in real time during staffed hours.

Postal Address

For formal written requests or legal notices concerning data processing, send correspondence to our registered postal address listed at the foot of bq224ws.com. Include your account reference number for faster routing.

DATA HANDLING STANDARDS

Six Ways We Protect Your Account Data

From the moment you open an account to the point you request deletion, bq224ws applies consistent controls across storage, access and transmission.

Encrypted Data Storage

All personally identifiable data is stored using AES-256 encryption at rest.

Cookie and Tracking Transparency

We use session cookies to keep you signed in, analytics cookies to understand page performance, and preference cookies to remember…

Account Security Controls

Two-factor authentication is available on your account settings page.

Data Retention Schedule

Transaction records are kept for the period required under applicable financial regulations in your jurisdiction.

Third-Party Data Sharing

We share data only with payment processors — including the networks that handle UPI, Paytm and PhonePe transactions — identity…

Your Right to Request Changes

You may request access to, correction of, or deletion of your personal data at any time by contacting [email protected].

Common Questions About Your Data on bq224ws

The questions below address what data we hold, how you can access it, how payment references are handled, and what happens when you close your account. If something is not covered here, the privacy desk at [email protected] is the direct route for any account-specific query.

We collect your name, email address, mobile number and date of birth at registration. If you deposit via UPI or Paytm, we record the transaction reference to reconcile your account balance — we do not store your full UPI PIN or Paytm password.

Payment identifiers — such as your UPI Virtual Payment Address — are stored in tokenised form linked to your account ID. Raw instrument details are handled exclusively by the payment processor and are never written to our primary database after the transaction completes.

Yes. Email [email protected] from your registered address with the subject line 'Data Access Request'. We will compile your account data, transaction log and communication history into a structured file and deliver it to your registered email within 30 days.

Minor details such as a name spelling or address can be updated directly in your account settings. For changes to identity-verified fields — such as your legal name or date of birth — contact the privacy desk with supporting documentation and we will process the correction.

After account closure, we retain transaction records for the period mandated by applicable financial regulations in your jurisdiction, then delete or anonymise them. Profile data not subject to mandatory retention is removed within 90 days of confirmed closure.

We share data only where necessary — with payment networks handling UPI and Paytm transactions, with identity verification providers during account opening, and with fraud-detection services. No personal data is shared with advertisers or sold to external parties.

Open the cookie preference panel linked in the footer of bq224ws.com. You can turn off analytics and preference cookies while keeping essential session cookies active. Your choice is saved to your browser and applied on every subsequent visit from that device.